December 31, 2007

I hate her tacky jackets and her sprightly hair—arghh… BUT I love her show.

She’s bright on so many finance matters but my affinity to this money guru is on her counsels on how not to finish off a pathetic bust.

This 2008 I will go by my fave Suze Orman commandment on personal savings: one’s personal saving should ALWAYS/PERPETUALLY have a balance of at least a year’s worth of your monthly regular/basic expenses.

To illustrate (does not reflect my own):

Rent and
Utilities- P 10,0000.00

Food- P 7,000.00
Fare/Gas- P 5,000.00
Clothing and
personal hygiene- P 5,000.00
Communications- P 3,000.00
Total: P 30,000.00
12 month equivalent: P360,000.00

Suze insists that this minimum balance is strictly non-expendable. Any excess however is safe to be squandered on anything your heart and penis desires.

So, save na, now na!


posted by Bryan Anthony the First at 12/31/2007 |


At 4:50 PM, Blogger John Halcyon von Rothschild said........
Oh Sweetie! Easier said than done! I'll try my hardest though.

And it's the Fabulous that counts most, right?

Happy New Year!

At 8:09 PM, Anonymous reyna elena said........
dang right bryan!!! what i try to do and it's always the hardest although once done at naging used to ako, it's a direct deduction. i try to follow the rule, PAY YOURSELF FIRST before anyone else, so you get to force yourself to budget what's left, hanggang dun lang ang ligaya!

nice post! will pick up your post on my next post! hahahaha happy new savings and more savings! after all... hmmm at least para saken... dami nila.. hehehe

At 8:30 PM, Blogger aCey said........
hi, bryan! :) happy new year! interesting topic... 'never really thought about breaking down money yet. wow... i better start now... happy new year again! :)

At 11:13 PM, Anonymous pat said........
kasama ba sa rent & utilities yung penis expense or sa food?

happy new year bry!

At 1:42 AM, Blogger Bryan Anthony the First said........
@john: i know...kaya sasabayan ko itu ng novena


happy new year dear


At 1:44 AM, Blogger Bryan Anthony the First said........
@reyna: ahahahaha mabuti na kasi may saving, para kung bigo ka sa lovelife e say mo e fab ka parin dahil may datungers ka, hahaha iba ang mentality noh


happy new year sayo!

At 1:45 AM, Blogger Bryan Anthony the First said........
@acey: am 28 na kasi, and i've been working hard for more than 8 years a pero napunta lahat sa damit, gadgets and travel...

have a happy new year dear!


At 1:48 AM, Blogger Bryan Anthony the First said........
@pat: and penis expense? depende...if you swallow. at dimo naman binayaran yung titi..siguro dapat i classify mo sya as food


pero pag binayaran mo, regardless kung nag swallow ka o hindi, mas appropriate na sa rent sya


Accounting standards ba itu??


At 12:12 PM, Blogger mrs.j said........
gudlck sa pagiging matipid ate..

re. sa sinabi mo sa post ketch wit cla number check mo un site nalang

At 1:05 PM, Blogger Bryan Anthony the First said........
@mrs.j: ay salamat hehehe

oh ok, cge check ko

At 6:01 PM, Blogger Toe said........
I love Suze Orman (though yes... she does have tacky jackets and hair) and I learn a lot from her show. :) Oh great that you're no longer broke Bryan! :)

At 10:45 PM, Blogger Bryan Anthony the First said........
@toe: it's a sort of a saving grace... least incase you lose it all e i can subsist for 12 months